When your bills arrive in the mail, instead of resenting them, write on the envelopes “I give thanks for your immediate and complete payment. You are immediately and completely paid through the rich avenues of divine substance.”

When the bills have already piled up, it is also good to make a list of those owed and the amount owing, and beside or beneath each one write out the same statement concerning their immediate payment.

If you have lots of unpaid bills for months, go through them and make a list of the amounts owed and to whom. List first those you’ve owed the longest and those which are the most urgent. Write the above statement about immediate payment.

Then make a second list, showing the ones that should be absolutely paid within the next week, along with the statement “I give thanks that you are immediately and completely paid by ____” and list the date a week from now.

Repeat this each week because the priorities may change. You’ll see that they will be paid step by step. As you are catching up, you should begin to use this technique when new bills arrive. This will help you gain control of your thinking about your financial matters.

Begin and end your day making notes and lists. In the morning sit quietly and while you think of your day and the many big and little things you’d like to see accomplished (by yourself or by others), make a list of those desired accomplishments.

It only takes a few minutes – you’ll feel in control of your day. This is not a to do list because you should consider it a “already done” list since you’ve seen those things accomplished.

At the end of the day take another few minutes, go back over the day and write “thank you” notes to God for the blessings receive and the good accomplished. You can use your Gratitude Journal for this if you want. It has a section for notes at the bottom. You can also begin thinking of the next day and make some note about its perfect fulfillment.

You’ll be surprised that there are more blessings to list than you even expect at the beginning of the day. Do this every day and you’ll be amazed and ecstatic with the results.

You can do this anytime. Write a letter to God honestly listing all your desires for the upcoming months or year. Then place the letter (sealed) in your Bible. At the end of that time period, you’ll open the letter and be amazed at how many of those desires have come to pass.

You must be honest with yourself when you write out these desires. Express your really deep feelings. don’t write out what somebody else wants for you, or what you think you should desire. Be honest with yourself. Don’t keep the important and deep desires locked inside. If you only write the lukewarm desires nothing will happen. There will be no open channel through which God’s substance can pour fort its rich good for you.

Try it. Sit down tonight and search deep within you and start your very private list for your letter to God.



This is more of Catherine Ponder’s Creative Law of Prosperity:
Prosperity is the result of deliberate thought and action. There is nothing “hit or miss” about prosperous living. It is a planned result just as a bridge or a building is a planned result.

There is no reason to be afraid to ask for what you really desire. Remember Matthew 7:7 – “Ask and it shall be given; seek and ye shall find; knock and the door shall be opened.”

If your desires are not definite at this point, simply begin thinking about and even making lists of those things now in your life that you don’t want there. List things you wish to have cleared up and eradicated from your life. Then to that list (hold it up in front of you or touch it) simply declare “This too shall pass” or “Be thou dissolved”.

Try this:
1) Write out your desires for the next six months.

2) Write out your desired achievements for the next six months

3) Each week add to your list or change your list of desired results as you feel you’re being led

4)Each week hold that list and say the following affirmation:
“I am a mature and rich child of a loving father. All that the Father has is mine do share and experience. Divine intelligence is now showing me how to claim my own god-given wealth, health and happiness. Divine intelligence is even now opening  the way for my immediate blessings. I have faith that all that is mine by divine right now comes to me in rich abundance. My rich blessings to not interfere with anyone else’s good, since god’s rich substance is unlimited and everywhere for all to use. There is no delay! That which is not for my highest good now fades from me and i no longer desire it. My god-given desires are richly fulfilled now in God’s own wonderful way”
— It’s essential that you say you’re a mature child of God so that you continue to behave as a mature person, not as a child.
— You must also realize that there is substance all around you that is yours for the asking. We don’t achieve our desires when we are pushing that substance away or blocking its appearance.

5) Spend 15 minutes a day blessing your listed desires and work daily on your lists – revising, changing, expanding them.

6) Do very definite things:
– list the amount of money you wish to make for the day, week or month.
– Place a time limit and DEFINITE DATES by which you wish to fulfill your desires.

7) Do not wonder, doubt or question how your rich good will be fulfilled – just stay busy putting the creative laws of prosperity into action with these simple ways

Remember “what we can conceive, we can achieve – with the help of God (Universe)”

There seems to be almost magical power in thinking of your desires, expressing them constructively by writing them down, stating the time by which your wish to have fulfillment and then praying that God’s good will be done in these matters.

There are three basic steps in the Creative Law of Prosperity:
1) Having a plan, writing out your desires concerning that plan and constantly expanding it
2) Mentally imaging that plan as fulfilled
3) Constantly affirming its perfect fulfillment

Without the first part, the other two are ineffective.

Today we’ll talk about this first step – desire and the ability to do something constructive about that desire.

There is nothing weak or lukewarm about true desire. It is intense, powerful. If it’s properly developed and expressed it carries with it the power for success. The stronger your desires for good, the greater the power of your desires to produce that good for you.

How can you release your deep-seated desires for prosperity and success? By centering your attention on one big goal at a time. One big goal always includes a number of small desires that are automatically fulfilled went he big one is achieved. We influence people and events by having great desires and great goals.  It is as though everything and everybody subconsciously tunes in on our big desires and goals, and gets busy helping us to achieve them.

Use this affirmation “I desire the highest and best in life, and I now draw the highest and best to me.”

Write down your desires:
Take your deep-seated desires and, instead of suppressing them as impossible dreams, begin expressing them constructively by deciding what they really are. Then doing something very simple but very powerful about them – WRITE THEM DOWN.

Make a list or draw up some potential plan (make sure you remember you are free to change, revise, reform and rearrange your ideas about it as necessary). Writing out your desires and formulating a plan on paper clarifies the desires in you mind and the mind produces definite results only when it has been given definite ideas through which to work.

Don’t be afraid to be definite in your thoughts and desires. Don’t just say you want to live better – say HOW you want to live – what does “better” mean to you. Instead of saying you want “more” money – how much money do you want – get specific, get definite. “Desire is God tapping at the door of your mind, trying to give you greater good.” ~Dr. Emilie Cady.

If you suppress those deep desires, they have no constructive outlet and often turn into destructive channels expressed as neurotic tendencies, phobias, tension or perhaps as suppression that finds outlet through alcoholism, mental illness, addiction, other negative actions.

Now you’ll begin to see why Catherine Ponder is the First Lady of New Thought!

Terrie